No, Lumos Assessment and Counseling is not currently in network with any insurance companies. Although we do not process insurance claims, we will provide you with a super bill to submit to your insurance to seek reimbursement.

There are some advantages to this model. Insurance companies typically dictate the number of treatment sessions that can be authorized. Utilizing your out of network benefits allows an individual family to determine when treatment needs to end based on goal achievement.

Many insurance providers offer some level of reimbursement for out of network services. You can also use Flexible Spending Accounts (FSAs) or Health Spending Accounts (HSAs) to cover the cost of your treatment. FSA and HSA funds allow you to use pre-taxed money to cover health costs, including mental health services.  

You should call your insurance to verify your coverage for out of network reimbursement. Some helpful questions to ask your health insurance can be found here. When calling your health insurance, it can be helpful to ask about specific CPT codes. For your convenience, you can find health insurance definitions here and commonly used CPT codes in psychology can be found here.  

Intake (90 min): $150
Therapy Session (45 min): $130
Assessments: TBD based on tests administered

Payment is expected at the time of services unless other arrangements have been made beforehand. Cancellations must be made at least 24-hours prior to a scheduled appointment to avoid a cancellation fee.

*Rates may change with 60 days notice*